

Stereo systems or home theater equipment and their related accessories.Personal digital assistants, with or without cellphone capability.Drones weighing less than 10 pounds, with or without any accessory, equipment or parts attached.Gaming consoles (Oculus, Xbox, PlayStation, Nintendo Switch, etc.).In addition to covering your laptop and desktop, the technology insurance policy may cover the following: This is when USAA's technology insurance really pays off. As such, if you lose or damage your phone in any of these situations, it's doubtful that the device will be recovered or work properly again. Nor would it be a shock to hear that someone accidently dropped their phone in the pool or forget that it was tucked inside their pocket at the beach. This means that if you're at fault for accidentally damaging or losing your covered devices, USAA helps pay to repair or replace them.įor instance, it's probably not surprising to know that plenty of people have lost their phone See note2 after leaving it at a restaurant, on a bus or airplane, or even on the roof of their car. In simple terms, technology coverage from USAA helps protect you from yourself, which is something most of us can probably relate to and appreciate. That's when having the extra technology coverage from USAA pays off. For instance, while laptop theft insurance is part of a standard renter's policy, damaging or losing your own laptop is not. Technology insurance can be added as a supplement to your renter's insurance to fill the gap between what your renter's policy covers and doesn't cover. The policy covers a variety of electronics to ensure your most prized tech devices are protected. Technology coverage from USAA is more than just laptop insurance. This coverage includes computer insurance, laptop insurance, tablet insurance, and coverage from your gaming system, tablet (Kindle, Fire, etc.) and even your cell phone. USAA offers a technology protection policy (also called electronics coverage) that can be added to your homeowners insurance or renters insurance. When one of these unfortunate scenarios happens, chances are you'll be responsible for footing the bill to buy a new one or paying to repair the damaged one.
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The odds are good that at some point you've either spilled something on your laptop or desktop computer, misplaced your cell phone, cracked your smartwatch, or damaged (even lost) one of your other valuable electronic devices. In today's technology-driven environment, our computers, laptops, and other electronic devices are essential everyday items we use for work, school, banking, entertainment, fitness, military life, staying connected to family and so much more.
